Seller questions · Hampton Roads

Questions about selling your house for cash, answered straight.

Maybe the house needs more work than you can take on. Maybe the orders came early, or the house came to you with a loved one’s things still in it. Either way, you want to know how this works before you hand anyone your address. These are the questions sellers ask us most, with honest answers, including when listing is the better call.

  • No obligation
  • No agent commissions
  • Sell as-is
  • You pick the closing date
Jump to a topic

Rather just see a number?

Start with the address. Any condition is fine.

Free and no obligation. As-is, any condition.

The short version

If you read nothing else, read this.

Selling direct is not the right call for every house. Here is the honest trade-off, and what you can hold Remodeling Investment Group to.

  • Usually less than listing In exchange, fewer things can go wrong: no repairs, no showings, no waiting on a buyer’s loan.
  • We show our math How we got to the number, and room to push back if we missed something.
  • Who buys, in writing We may renovate it ourselves, or our contract may be assigned to another buyer. We tell you upfront.
  • Local and veteran-owned Angel is a Navy veteran who has worked as a contractor, so repairs are priced, not padded.

Selling your house for cash: how the offer works

What you are actually asking for when you ask for an offer, and how to judge it.

What does a cash home buyer actually do?

A cash home buyer makes you a direct offer to buy your house as it is, without listing it, so there are no showings, no repairs and no waiting on a buyer’s mortgage approval. With Remodeling Investment Group, you send the address and a few details, we see the house, and you get a fair, no-obligation cash offer with the reasoning behind it. If you say yes, you pick the closing date.

Will a cash offer be less than I could get by listing?

Often, yes, and you should know that going in. A buyer who takes a house as-is takes on the repairs, the carrying costs and the risk, and that shows up in the price. In return, there are fewer things that can derail the sale: no repairs, no agent commissions, no showings, no waiting on a buyer’s mortgage approval, and a closing date you choose. A house in good shape, with time to sell, can bring more on the open market. A house that needs work, or a seller who needs a date to plan around, is where a direct sale usually makes sense.

Can I ask how you got to the number, or push back on it?

Yes, please do. We explain the offer: where the house is, what shape it is in and what the repairs would take. Angel has worked as a contractor, so the repair side is priced for what is really there. If you think we missed something, such as a newer roof, a recent HVAC system or a repair quote you already have, tell us and we will take another look. There is no pressure either way.

Will you buy the house yourselves, or pass the contract to another buyer?

It depends on the house, and we tell you which upfront, in writing. We make you a cash offer. Depending on the house, we may buy it and renovate it ourselves, or our purchase contract may be assigned to another buyer. Either way, the purchase agreement you sign sets out your price, your closing date and the terms, and you are welcome to have an attorney read it before you sign. If anything about how the sale will work is unclear, ask us until it is not.

Is a real estate agent involved when I sell to you?

Not on your side of the deal, and you pay no agent commission. There is no listing, no MLS and no open house: you deal with us, and the purchase agreement and settlement statement show in writing what comes out of your price. Behind the scenes, Jennifer Quintanar, a licensed real estate agent with Elite Realty Group, partners with us and helps analyze deals, so she is part of our team rather than your representative. If you want your own agent or attorney to read the offer before you decide, that is fine with us.

Do you buy houses in my part of Hampton Roads?

Very likely. We buy across all seven cities: Virginia Beach, Norfolk, Chesapeake, Suffolk, Portsmouth, Newport News and Hampton. Single-family houses, townhouses, condos, duplexes and mobile or manufactured homes are all worth asking about. If the house sits just outside those cities, send the address anyway and we will tell you plainly whether we can help.

Selling a house as-is, in any condition

No repairs, no cleaning, no inspection to order. Here is what “as-is” really covers.

What condition does the house need to be in?

Any condition. Leaking roofs, cracked foundations, dead HVAC systems, mold, old wiring, fire or smoke damage, unpermitted work, an open code violation notice, a renovation someone started and never finished: none of it rules the house out. You do not have to make the repairs the city is asking for before you sell. Condition goes into the number, not into a reason to say no, and Angel’s contractor background means the repairs get priced honestly instead of padded.

Do I need an inspection before I sell as-is?

No. You do not need to order an inspection, a repair estimate or an appraisal before you sell to us. We walk the house ourselves and price what we see. Virginia’s standard residential property disclosure statement is “buyer beware”: the owner makes no representations about condition, and the buyer is told to do their own inspections (Va. Code § 55.1-703).

Will you buy a house with flood or water damage?

Yes. Flooded basements, wet crawl spaces, storm damage and repeat flooding are all things we buy as-is. One Virginia rule to know: if you actually know the home is a “repetitive risk loss” structure, meaning two or more National Flood Insurance Program claims of more than $1,000 paid within any rolling 10-year period since 1978, you must disclose that to the buyer on a Real Estate Board form (Va. Code § 55.1-708.2). Tell us what you know and we will work from there.

The house is packed with belongings. Do I have to clear it out?

No. Take what matters to you and leave the rest: furniture, boxes, a garage full of tools, even a house that has turned into a hoarder house. You do not need to rent a dumpster, hire a cleaning crew or feel embarrassed about what we will see. We have seen it before, and it does not change how we treat you.

How fast can you sell your house for cash?

You pick the closing date. These are the things that decide how soon that date can be.

What can slow a cash closing down?

Title problems, almost always. An old lien, an unpaid contractor or tax bill, a judgment, an estate that has not been opened yet, or an owner missing from the paperwork all have to be cleared before closing. A cash offer does not wait on a buyer’s mortgage approval, so title is usually the biggest variable once you pick a date. If our contract will be assigned to another buyer, we tell you upfront, in writing, and the price and date you signed for still apply. We look for title problems early, so if one turns up you hear about it from us first.

Can I choose a later closing date?

Yes. Closing later is just as fine as closing soon. If you need to finish the school year, line up your next place or wait for a report date, pick the date that works and we plan around it. Closing happens on the date you pick, once title is clear.

I already moved away. Can I still sell?

Yes, and it is common after a job change, a PCS move or a move closer to family. Someone needs to let us in for the walkthrough, which a neighbor, relative or property manager can often do, and settlement agents can often arrange for you to sign the closing papers from where you live now.

Costs, fees and what you walk away with

The price is only half of it. What matters is what lands in your account after closing.

What does selling to you cost me?

You pay no agent commissions, we cover the closing costs, and asking for an offer is free. What comes out of the sale price is what you would settle in any sale: your mortgage payoff, any liens and any property taxes owed. Your purchase agreement spells out in writing who pays what, and the settlement statement lists every line before you sign, so there is nothing to guess at.

How much is the grantor tax when you sell a house in Hampton Roads?

There are usually two charges on the deed, and both default to the seller. The state grantor tax is 50 cents per $500 of value, roughly $1 per $1,000, leaving out any liens that stay with the property; the buyer can agree to take on part or all of it (Va. Code § 58.1-802(A)). For a house in a Hampton Roads transportation district, a regional fee of 6 cents per $100 is added, which the buyer can also agree to pay (Va. Code § 58.1-802.5). On a $300,000 sale, that is about $300 of state tax plus about $180 where the regional fee applies. Whoever you sell to, the purchase agreement says who pays each one, and the settlement statement lists both.

How do I figure out what I would actually walk away with?

Compare the two nets, not the two prices. For a cash sale, start with the offer and subtract what you owe: the mortgage payoff, any liens, taxes due and your share of prorated bills. For a listing, also subtract the agent commission, any repairs or credits the buyer asks for, cleaning and staging, and the mortgage, taxes, insurance and utilities you keep paying while the house is on the market.

What if I owe more than the house is worth?

Tell us early and we will talk it through honestly. If the mortgage and liens add up to more than the house can sell for, a sale can only close if you cover the difference or the lender agrees to accept less, which is called a short sale and needs the lender’s approval. A HUD-approved housing counselor or an attorney can help you weigh your options, and we will tell you plainly if a sale to us does not add up.

Selling an inherited house, or facing foreclosure, back taxes, tenants or divorce

Hard situations are most of what we see. These are the Virginia basics for each, with the law cited.

Can I sell a house I inherited in Virginia?

Yes, once someone has the legal authority to sell it. The circuit court clerk can probate a will and qualify executors and administrators (Va. Code § 64.2-444(A)). Timing matters too: for the first year after the death, the estate’s creditors can still reach a house an heir sells, with exceptions (Va. Code § 64.2-534(C)), so title companies often ask for extra steps. Sales by an executor or administrator during estate administration are exempt from the Virginia Residential Property Disclosure Act (Va. Code § 55.1-702(A)(3)).

There was no will. Who can sell the house?

Usually someone first qualifies as administrator. When a person dies without a will in Virginia, the clerk may appoint a sole heir during the first 30 days, or an heir with written waivers from the other heirs; after 30 days, the first heir who applies may be appointed (Va. Code § 64.2-502(A)). Who signs the deed depends on the estate, and often every heir has to agree, so an estate attorney is worth a call before you sign anything.

My siblings and I inherited the house and cannot agree. What happens?

Any co-owner can ask the circuit court to partition the property (Va. Code § 8.01-81(A)). The court first looks at dividing it physically, which is often impractical for a single house, then at letting one or more owners buy the others out at a court-determined value (Va. Code § 8.01-83(B)), and orders a sale of the whole property only if neither works (Va. Code § 8.01-83(D)). A court case adds cost and time, so many families find it easier to agree on a sale together. We are glad to talk with every owner.

I am behind on my mortgage. Is it too late to sell?

Often not, if the foreclosure sale has not happened yet, so talk to us early. Before a trustee’s sale of an owner-occupied home in Virginia, you must be sent written notice at least 60 days ahead (Va. Code § 55.1-321(A)), and that notice must say it is not a notice to vacate and point you to an attorney, legal aid or a HUD-approved housing counselor (Va. Code § 55.1-321(E)). If the house is worth more than you owe, a sale before that date pays the loan off from the proceeds.

How far behind on property taxes before the city can sell my house?

Generally, a Virginia locality can move to sell a home for unpaid real estate taxes once they are still delinquent on December 31 after the second anniversary of their due date, and sooner for condemned, nuisance, derelict or blighted property (Va. Code § 58.1-3965(A)). At least 30 days before starting the court case, the tax collector must mail you a notice saying you may ask for a payment plan of up to 72 months (Va. Code § 58.1-3965(A)). Paying everything owed before the sale date stops the sale, but a partial payment does not (Va. Code § 58.1-3965(B)). Selling first pays the back taxes from the proceeds at closing.

Can I sell a rental with tenants still living in it?

Yes. We buy rentals with tenants in place, including tired rentals that need work, and existing leases usually stay in place when a rental is sold. Virginia requires the landlord to notify the tenant of the sale and give the buyer’s name, address and a phone number (Va. Code § 55.1-1216(B)). Security deposits follow the property: whoever owns it when the tenancy ends must return what the tenant is owed (Va. Code § 55.1-1226(E)), so deposits are typically settled at closing.

We are getting divorced. How does selling the house work?

Everyone on the deed signs, so the main job is agreeing on a sale and a date. A direct sale can make that easier: one offer you can both look at, no showings to coordinate while you live apart, no repairs to argue over, and a closing date you choose together. How the proceeds are divided is between you, your attorneys and any court order, so check with your attorney before you sign.

Selling your house with PCS orders

Hampton Roads is home to about 89,600 active-duty military personnel (CNRMA FY2021 economic impact report). Angel is a U.S. Navy veteran. He knows how fast orders move a family.

I got PCS orders. Should I sell, rent the house out, or keep it?

It depends on your numbers and how much landlording you want to do from far away. Renting can work if the rent covers the mortgage, taxes, insurance, repairs and a property manager, and you are ready to handle problems long-distance. Listing can work if the house shows well and you have time before your report date. Selling direct makes sense when the date is fixed, the house needs work, or you do not want a rental across the country. Angel understands PCS orders firsthand and will walk through all three with you.

Can I sell after I have reported to my new duty station, or while deployed?

Yes, with some planning. A spouse, relative or property manager can usually handle access for the walkthrough, and settlement agents can often arrange for you to sign from wherever you are. If you want someone to sign for you, a power of attorney may be an option; your installation’s legal assistance office can help you set one up.

Does the SCRA protect me from foreclosure?

It can, if your mortgage was taken out before your military service began. Under the federal Servicemembers Civil Relief Act, a foreclosure sale on that kind of mortgage during your service, or within one year after it, is not valid without a court order or a qualifying written agreement (50 U.S.C. § 3953). Your legal assistance office can tell you whether it applies to you.

Do I have to disclose that my house is near a base?

Not as a duty to investigate. Virginia’s disclosure statement includes a notice that the owner makes no representations about the home’s proximity to a military ground installation or related noise, so buyers do their own checking (Va. Code § 55.1-703(B)(19)). It is a buyer-beware notice. When you sell to us, we already know the area.

Virginia rules for selling a house

The paperwork side, in plain English.

General information, not legal advice. The Code sections cited on this page were checked in October 2026. For your own situation, talk to a Virginia attorney.

Do I have to fill out a disclosure form if I sell as-is?

Most Virginia home sellers give the buyer the Real Estate Board’s residential property disclosure statement, and because it is “buyer beware”, selling as-is fits it naturally (Va. Code § 55.1-703). Some sales are exempt, including sales by an executor, administrator or trustee while administering an estate or trust (Va. Code § 55.1-702(A)(3)), though a few separate disclosures may still apply, so confirm with the settlement agent. Required disclosures must be delivered before the purchase contract is ratified (Va. Code § 55.1-709(A)). Starting January 1, 2027, the form also adds a notice about land-use taxation and roll-back taxes (Va. Code § 55.1-703(B)(20)).

Do I need a lawyer to sell my house for cash?

You do not need one to get an offer, and you are always welcome to have an attorney read the purchase agreement before you sign. For estates, foreclosure, tax sales, divorce or co-owners who disagree, we recommend it. The closing itself is run by a settlement agent, who handles the title work, the money and the recording of the deed.

Trust, privacy and who you are dealing with

You are about to share your address with a stranger. Here is what happens to it, and to you.

Who will I actually be dealing with?

A Hampton Roads company, not a national franchise or an app that passes your address along. Remodeling Investment Group is owned by Angel Gomero. He is a U.S. Navy veteran, has worked as a contractor and has closed on a lot of properties as an investor, and he is local to Hampton Roads. We also work directly with licensed real estate professionals, including our partner Jennifer Quintanar, a licensed real estate agent with Elite Realty Group who helps us analyze deals.

Will you call or text me nonstop after I fill out the form?

No. The box that allows calls and texts is unchecked and optional, and you get an offer whether you check it or not. If you do agree to texts, reply STOP at any time; under Virginia law a STOP or UNSUBSCRIBE reply to a marketing text must be honored for at least 10 years (Va. Code § 59.1-514(A)). Telephone solicitations in Virginia are limited to 8 a.m. to 9 p.m. local time unless you gave prior consent (Va. Code § 59.1-511).

What happens to my address and details after I send them?

We use them to look at your house and talk with you about selling it, and we do not sell your personal information. When you start the form on a page like this one, your address is normally carried to the next step inside your browser rather than in the web address. Our Privacy Policy lists what we collect, the few cases where it is shared, such as with a title company for a sale you choose to make, and how long we keep it.

How can I check you out before I share my address?

Talk to us first, and judge the offer on its own. Call or text and ask Angel anything: how he prices repairs, who would buy the house, what the closing costs look like. Read our Privacy Policy before you fill in the form. Once you have an offer, have an attorney or a family member read the agreement, and take as long as you need. A buyer who is straight with you will not mind any of it.

How do I tell a trustworthy cash buyer from a bad one?

Watch for pressure and vagueness. Be careful with anyone who asks you for money up front, pushes you to sign the day you meet, will not put the offer and the costs in writing, or cannot explain how they got to their number. A fair buyer gives you time, welcomes your attorney or family, and walks you through the settlement statement before closing. Hold us to the same standard.

Sellers

In their words

  • Saved me from a huge headache!

    I inherited a property that needed a massive amount of work—roof leaks, outdated plumbing, you name it. I didn’t have the time or funds to fix it up before putting it on the market. Remodeling Investment Group came through with a fair cash offer within 24 hours. The process was smooth, transparent, and we closed in under two weeks. Couldn't recommend them enough!

    Marcus T.
  • Seamless experience from start to finish.

    I had to relocate for a new job on short notice and needed to sell my home fast without dealing with endless open houses or repair demands from retail buyers. Remodeling Investment Group made a direct cash offer, handled all the paperwork, and let me pick my closing date. Truly stress-free!

    Elena R.
  • Perfect solution for landlords ready to step away.

    After dealing with problematic tenants and constant repairs on my rental property, I was ready to exit. Remodeling Investment Group bought the property as-is—no cleaning or repairs required. They were honest, polite, and kept every promise they made. A top-tier team!

    David K.

Free · No obligation · As-is

The one question this page cannot answer: what we would offer for your house.

Send the address and a few details. Angel looks at the house as it is and gets back to you with a fair, no-obligation cash offer, fast. Ask him anything along the way. You decide what happens next.

  1. Send the address. A few minutes, no obligation.
  2. Get a fair cash offer. With the reasoning behind it.
  3. Pick your closing date. Or say no. Either is fine.

Rather talk it through? Call (757) 386-0307 or send a text.

Step 1 of 4: Where is the house?

Start with the address of the house you want to sell. Any condition is fine.

Step 2 of 4: Tell us about the house

We buy houses as-is. No repairs, no cleaning.

What kind of property is it?

What shape is it in?

Step 3 of 4: What is going on?

It helps us plan the sale around your situation.

Pick any that apply (optional)
When would you like to sell?

Step 4 of 4: Where should we reach you?

So we can send you a fair, no-obligation cash offer, fast.

Free and no obligation. You never need to check the box above to get an offer. See our Privacy Policy.

Prefer to talk? Call (757) 386-0307 or send a text.

Call Text Get offer