Net proceeds calculator

Cash offer or listing? See what you would actually keep.

A cash offer can look low next to what you think the house would list for, but the price on the sign is not what you take home. Put in your own numbers, every cost on both sides, and see the two nets side by side.

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Start with the address. Any condition is fine, and there is no obligation.

Free and no obligation. As-is, any condition.

Run your numbers

Net proceeds calculator: listing vs. a cash offer.

Column A is listing with an agent. Column B is a direct, as-is cash sale. Fill in what you know, leave the rest blank, and see what each one would put in your pocket.

Type your own numbers. The results update as you go. Nothing you type leaves this page.

Your two numbers

These two drive everything. Every other box is optional, and a blank box counts as $0.

Be realistic about the condition. Your agent’s pricing estimate or recent sales of similar houses nearby are good places to start.

No offer yet? Try a number, or ask us for a real one. It is free and there is no obligation.

Costs of listing (column A)

The total rate you expect to pay at closing, from your listing agreement. Commissions are negotiable, so use your own number.

Money you give the buyer at closing, such as help with their closing costs or a credit for repairs found at inspection.

Fixes, paint, a clean-out, landscaping, staging. Anything you would spend to get the house ready to show.

Settlement fee, deed preparation and similar. Ask your agent or settlement agent for an estimate. Leave out the grantor tax; we add it for you.

Holding costs while you wait (column A and B)

What the house costs you each month until it closes. These apply to both columns, for the months you enter on each side.

Strictly, only the interest part is a cost, because the principal part lowers your payoff. Use the full payment for a cautious estimate.

Your yearly tax bill divided by 12.

From today: getting the house ready, time on the market, and the buyer’s loan process.

Until the closing date you would pick. Enter 0 if you would close soon.

Costs of the cash sale (column B)

Selling to Remodeling Investment Group? We cover standard closing costs, so leave this blank. Testing another buyer’s offer? Enter what their offer says you pay.

Same on both sides (optional) (column A and B)

What it takes to pay off any loans on the house. It is the same either way, so it does not change the difference, but it shows the cash you would actually walk away with.

Added for you on both sides: Virginia’s grantor tax, 50 cents for each $500 of the sale price or fraction of $500, which the seller pays unless the buyer agrees to pay some or all of it (Va. Code § 58.1-802(A)).

Your numbers, side by side

Enter the price you expect if you list (A) and a cash offer (B) to compare.

Estimated net proceeds: listing with an agent (column A) compared with a cash offer (column B)
List with an agent Cash offer
Sale price — —
Agent commission — —
Concessions and credits — —
Repairs and prep — —
Closing costs you pay — —
Holding costs — —
Virginia grantor tax — —
Estimated net to you — —
  • Column B is an as-is sale with no agent: no commission, no repairs and no concessions. That is how a sale to us works.
  • Rounded to the nearest dollar. An estimate, not tax, legal or financial advice. Your settlement agent works out the exact figures, including the grantor tax, which is based on the sale price or the property’s value, whichever is greater.

Want a real number for column B?

Tell us about the house and get a fair, no-obligation cash offer, fast. Then put it in the box above and compare.

Get your cash offer

Line by line

What it really costs to sell a house with an agent

The listing price is the top line. Here is everything that comes off it before you see a check, and which of those costs a cash sale shares.

Agent commission Listing only
Usually the biggest single cost of listing, paid at closing out of your sale price. The rate is set in your listing agreement and is negotiable, so the calculator leaves it blank for you to fill in.
Concessions and inspection credits Listing only
Buyers often ask the seller to help with their closing costs, or ask for a credit after the home inspection turns something up. It comes off your side of the closing statement.
Repairs and prep Listing only
Paint, flooring, a roof patch, a clean-out, a deep clean, sometimes staging. It is money you spend before you know the sale price, and it often costs more and takes longer than planned.
Holding costs Both sides
Every month the house sits, you keep paying the mortgage, taxes, insurance, utilities and upkeep. A longer path to closing means more of these. The calculator charges both sides for the months you enter.
Closing costs Both sides
On a listing, sellers usually pay their share at closing, such as the settlement fee and deed preparation. When you sell to us, we cover standard closing costs.
Virginia grantor tax Both sides
Virginia taxes the deed at 50 cents for each $500 of value, and the seller pays it unless the buyer agrees to pay some or all of it. You pay it whichever way you sell, so it sits on both sides. Source: Va. Code § 58.1-802(A) (opens in a new tab) .

The costs no calculator can show

A listing is also a bet on things going to plan. These do not fit in a box, but they are real:

  • A buyer’s loan, appraisal or inspection falling through, and starting over
  • Price cuts if the house sits
  • Showings on short notice, and keeping the house ready for them
  • Moving twice, or paying two housing costs at once
  • Your time, and the stress of managing all of it

Your options, honestly

Will a cash buyer pay market value?

For a house that needs work, usually not full retail value. A cash buyer is paying for the house as it is today and taking on the repairs, the time and the risk.

That is why the sale price is the wrong thing to compare. The net is what matters, and sometimes the faster, simpler sale is worth more to you than a higher number you have to wait and work for. Sometimes it is not. Both answers are fine.

Listing may make more sense when

  • The house is in good shape, or you have the money and time to get it there.
  • You are not on a deadline and can wait for the right buyer.
  • You can handle showings, inspections and a buyer’s lender.
  • Your numbers above show a real gap in your favor, even after every cost.

A cash sale may make more sense when

  • The house needs work you cannot or do not want to pay for.
  • You are on a deadline: PCS orders, a job move, an estate to settle.
  • There are tenants in place, or a lifetime of belongings inside.
  • A known closing date matters more to you than a possibly higher price.
  • The costs and months of listing eat up most of the difference.

Not sure which one you are? Get a cash offer for the house as it is and put it in column B. Then you are comparing a real number, not a guess. If the house needs a lot of work, see selling a house that needs repairs. On orders? See selling on PCS orders.

Who is behind column B

Why sell your house to Remodeling Investment Group

Column B is only as honest as the repair number behind it. That is why it matters that Angel Gomero, who owns Remodeling Investment Group, has worked as a contractor. He is also a U.S. Navy veteran, and an investor who has closed on a lot of properties.

Our offer is based on the house as it is: where it is, its condition and what it would take to repair it. Angel can walk a house and price that work honestly, instead of padding it to push the number down. We go over the numbers with you, so you can check them against your own.

You pay no agent commissions, we cover standard closing costs, and the sale closes on your timeline, on the date you pick once title is clear. And you deal with someone local to Hampton Roads, not a national franchise or an app.

  • A contractor’s eye on repairs

    Angel has worked as a contractor. He can walk through a house and price the repairs honestly, instead of padding them to push your offer down.

  • Navy veteran-owned

    Angel is a U.S. Navy veteran. He understands PCS orders and deployments firsthand, and he can plan a sale around your report date.

  • Local, not a franchise or an app

    Remodeling Investment Group is based here in Hampton Roads. You are not dealing with a national franchise or an app.

  • As-is, any condition

    No repairs, no cleaning. Sell the house the way it is today and close on the date you pick, once title is clear.

Sellers

In their words

  • Saved me from a huge headache!

    I inherited a property that needed a massive amount of work—roof leaks, outdated plumbing, you name it. I didn’t have the time or funds to fix it up before putting it on the market. Remodeling Investment Group came through with a fair cash offer within 24 hours. The process was smooth, transparent, and we closed in under two weeks. Couldn't recommend them enough!

    Marcus T.
  • Seamless experience from start to finish.

    I had to relocate for a new job on short notice and needed to sell my home fast without dealing with endless open houses or repair demands from retail buyers. Remodeling Investment Group made a direct cash offer, handled all the paperwork, and let me pick my closing date. Truly stress-free!

    Elena R.
  • Perfect solution for landlords ready to step away.

    After dealing with problematic tenants and constant repairs on my rental property, I was ready to exit. Remodeling Investment Group bought the property as-is—no cleaning or repairs required. They were honest, polite, and kept every promise they made. A top-tier team!

    David K.

Questions

Cash offer vs. listing: common questions

Is a cash offer lower than listing with an agent?

The sale price usually is, because a cash buyer takes the house as-is and takes on the repairs, the holding costs and the risk. What you keep is a different question. After commission, repairs, concessions, holding costs and closing costs, the gap can be smaller than it looks, or bigger. Your own numbers in the calculator above will tell you which.

Will a cash home buyer pay full market value?

For a house that needs work, usually not full retail value, and the calculator does not pretend otherwise. A cash offer prices the house as it is today: where it is, its condition and what it would take to repair it. The repair estimate is the part you can check. Angel has worked as a contractor, and we go over the numbers with you, so hold our repair figure up against what you put in column A's repairs box.

Who pays the grantor tax when you sell a house in Virginia?

Usually the seller. Virginia's grantor tax is 50 cents for each $500 of value, or fraction of $500, and the seller pays it unless the buyer agrees to pay some or all of it (Va. Code § 58.1-802(A)). That is why the calculator puts it on both sides.

What closing costs do you cover?

When you sell to us, you pay no agent commissions and we cover standard closing costs. We go over the numbers with you before you agree to anything, so you know what you would walk away with.

Should I fix up my house before selling, or sell it as-is?

It depends on whether the repairs pay for themselves. In column A, add the repair cost, raise the listing price to what you think the fixed-up house would bring, and add the months the work would take. If the net barely moves, the repairs may not be worth the time and risk. If it moves a lot, fixing up and listing may be the better call.

Does the calculator include taxes on my gain?

No. It includes the Virginia grantor tax because the seller usually pays it at closing either way. Any tax on a gain depends on your situation and applies whichever way you sell, so ask a tax professional.

Is anything I type in the calculator sent to you?

No. The math runs in your browser, and the numbers you type are not sent to us or saved. Only the offer form sends us anything, and only when you submit it.

Do I have to accept your offer?

No. Drop our number into column B and run both columns. If the net does not work for you, walk away. Asking costs nothing.

More questions and answers

Free · No obligation · As-is

You have run the numbers. Now get a real one.

Column B is only as good as the number in it. Tell us about the house and Angel gets back to you with a fair, no-obligation cash offer, fast, for the house as it is. Put it in the calculator, compare, and decide.

  1. Tell us where the house is and what shape it is in. No repairs or cleaning first.
  2. Get a real number for column B. A fair cash offer for the house as-is.
  3. Run both columns and decide. Take the offer, or walk away. No obligation.

Rather talk it through? Call (757) 386-0307 or send a text .

Step 1 of 4: Where is the house?

Start with the address of the house you want to sell. Any condition is fine.

Step 2 of 4: Tell us about the house

We buy houses as-is. No repairs, no cleaning.

What kind of property is it?

What shape is it in?

Step 3 of 4: What is going on?

It helps us plan the sale around your situation.

Pick any that apply (optional)
When would you like to sell?

Step 4 of 4: Where should we reach you?

So we can send you a fair, no-obligation cash offer, fast.

Free and no obligation. You never need to check the box above to get an offer. See our Privacy Policy.

Prefer to talk? Call (757) 386-0307 or send a text.

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